UNDERWRITING IS THE PROCESS AN INSURANCE CARRIER GOES THROUGH TO DETERMINE THE RISK OF A GROUP AND CALCULATE PREMIUMS BASED ON THE DEFINED RESULTS.
Many of our industry competitors close their eyes during the crucial step of underwriting and allow the carrier’s internal department to conduct the research to determine the factors that regulate premium amounts. Essentially, this allows the provider to always have the advantage. With Alltrust as your Employee Benefits Specialist, our financial experts will control the underwriting process in an effort to level the playing field and take the guesswork out of renewals. We use our client’s data to decipher what an appropriate renewal should be, rather than relying blindly on carrier underwriters. This gives Alltrust clarity and power to negotiate as your health benefits advocate and typically results in substantial savings for our clients.
eyes wide open approach.